Banks/Rates |
Salaried |
CAT A |
CAT B |
Others |
Pre Payment Charges |
Processing Fees |
ICICI Bank |
14% - 14.75%
(For Special Companies)
15.5%
(Salary Above 75,000)
16 %
(Salary 50,000 -75,000)
17 %
(Salary 30,000 -50,000)
18.25%
(Salary 20,000 -30,000)
18.5%
(Less Than 20,000)
|
15.5%
(Salary Above 75,000)
16 %
(Salary 50,000 -75,000)
17 %
(Salary 30,000 -50,000)
18.25%
(Salary 20,000 -30,000)
18.5%
(Less Than 20,000)
|
15.5%
(Salary Above 75,000)
16 %
(Salary 50,000 -75,000)
17 %
(Salary 30,000 - 50,000)
18.25%
(Salary 20,000 -30,000)
18.5%
(Less Than 20,000)
|
5% |
2% - 2.25% |
HDFC Bank |
13.99% - 14.75%
(For Special Companies)
15.75%
(for 75,000 & above salary),
16.25%
(for 50,000-75,000 salary),
17.25%
(for 35,000-50,000 salary),
19.25%
(below 35,000 salary)
|
15.75%
(for 75,000 & above salary),
16.25%
(for 50,000-75,000 salary),
17.25%
(for 35,000-50,000 salary),
19.25%
(below 35,000 salary) |
22.25% |
4% |
2% if salary account in HDFC - other wise 2.5% |
Bajaj Finserv |
15.75% |
16% |
16.5% - 17% |
Nil |
2% - 2.5% |
ING Vysya |
14.50%
(for 75,000 & above salary),
15.75%
(for 40,000 - 75,000 salary),
17.25%
(for 30,000 - 40,000 salary)
0.5% Waiver for Ing Salary Account Holder
|
14.75%
(for 75,000 & above salary),
16.25%
(for 40,000 - 75,000 salary),
17.25%
(for 30,000 - 40,000 salary)
0.5% Waiver for Ing SalaryAccount Holder
|
16.25%
(for 75,000 & above salary),
16.75%
(for 40,000 - 75,000 salary),
18.25%
(for 25,000 - 40,000 salary)
0.5% Waiver for Ing Salary Account Holder
|
4%
Nil Foreclosure Charges Special Offer. Valid from ( 14th June 12 - 30th Sep 12 ) |
1.5% (For ING Salary Account Holder),
other wise 2% |
State Bank of India/SBI |
16.75%
(Guarantor required) |
16.75%-20%
(Guarantor required) |
16.75%-20%
(Guarantor required) |
4% |
2%-3% |
Fullerton India |
21% - 32% |
21% - 32% |
21% - 32% |
4% |
2% |
Standard Chartered Bank |
16% - 17% |
17% - 18% |
19% - 22% |
2%-5% |
2% |
HDBFS |
16%
(for 75,000 & above salary),
17%
(for 35,000 - 75,000 salary),
18%
( below 35,000 salary) |
16%
(for 75,000 & above salary),
17%
(for 35,000 - 75,000 salary),
18%
( below 35,000 salary) |
17%
(for 75,000 & above salary),
18%
(for 35,000 - 75,000 salary),
21%
( below 35,000 salary) |
NIL for Select Corporates Employees (CAT A & B) 4% For Rest |
1% - 2% |
Citibank |
16%
( upto 30,000 salary),
15%
(above 30,000 salary) |
17%
( upto 30,000 salary),
16%
(above 30,000 salary) |
17%
( upto 30,000 salary),
16%
(above 30,000 salary) |
3% |
1% - 2% |
Axis Bank |
15% (For Super CAT A),
16% (For CAT A)
|
17% |
19% - 20% |
Nill |
2% & Prepayment Charges Nil |
Kotak Bank |
15.5% |
16.5% |
18%-19% |
4% |
2% |
Andhra Bank |
15.75%-16.75%
|
16.75%-18.75% |
N.A. |
N.A. |
Rs250-Rs1000/- |
Bank of Baroda |
15% |
15.5% |
N.A. |
N.A. |
2% |
Corporation Bank |
14.5%
(undertaking letter required) |
N.A. |
N.A. |
N.A. |
1.50% of the loan amount or Rs.500/- |
United Bank Of India |
16%
12%(For pensioners) |
16%-18%
12%(For pensioners) |
16%-18%
12%(For pensioners) |
N.A. |
N.A. |
Vijaya Bank |
16%
|
N.A. |
N.A. |
N.A. |
N.A. |