Other General Insurance

General insurance secures you against losses that may or may not occur. Any insurance policy that is not life insurance may be categorized as general insurance. Let us have a look at risks that are covered by general insurance policies.
  • Renter’s Insurance
    These policies secure property owned and stored by lessees in rental premises. Sometimes the landlord may provide such cover. If not, purchasing an insurance cover may be useful.
  • Pets Insurance
    This is a popular category in the West. Pet insurance policies cover expenses incurred in relation to pets like medical bills or loss of pets.
  • Business Insurance
    Business insurance policies financially secure an organization’s physical and intellectual property.
  • Personal Liability Insurance
    Professionals may find these policies beneficial. They provide cover against client’s claim for loss suffered in certain situations.
  • Public Liability Insurance
    These policies are for entities conducting public events like event management organizations. They provide cover against costs incurred due to any unforeseen incident in the entity’s premise during an event.
  • Lifestyle Protection Insurance
    These kinds of policies provide financial security in case of unemployment or major illness or such other reason. The idea being that the policyholder should be able to maintain his/her lifestyle as was before the happening of any contingency
  • Engineering insurance
    Engineering insurance provides protection against mechanical or electrical breakdown of machinery and plant equipment such as lifts, boiler systems and electrical equipment in the workplace. Cover extends to self-damage, damage to surrounding property, third party risks and engineering interruption insurance. The principal risks covered are against explosion and collapse, breakdown, sudden and unforeseen physical damage
  • Marine insurance
    Marine insurance covers the loss or damage of ships, cargo, terminals, and any transport or cargo by which property is transferred, acquired, or held between the points of origin and final destination

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