Travel Insurance

A long drawn vacation, a business trip or studying abroad, no matter what is the reason, travelling abroad is full of excitement. With fun and excitement comes the responsibility to make your journey safe. Your desire to travel without worries is what an effective travel insurance yearns to achieve. Be it a loss of passport or a sudden ailment or even loss/delay of your baggage, travel insurance ensures that your journey remains worry free and you enjoy to the fullest.
Types

  • Single Trip, This type of policy is like a single-entry visa which entitles the passenger to benefit only for a single trip. It expires as soon as the single trip is over. In fact, the premium also depends on where you are travelling and for how many days! Traveling destination is important as some places and countries are higher in risk than others. Also, higher the tenure of the trip, higher would be the risk of meeting with medical or financial emergencies. Thus the premium depends on these 2 factors along with the person’s age, health conditions, etc.
  • Multi Trip, This type of plan is usually for 1 year for any number of places within the specified time limit. This is like a multiple-entry visa where you can travel to many places within the same year and be covered for al the trips on the single policy. The premium depends on the countries of visit and tenure of each visit along with the age and health of the individual traveling. As medical emergencies are covered, thus health check of the individual becomes of prime importance.
  • Student policy, This type of plans are usually for students who go to study abroad. In case they suffer financial and medical emergencies, the same would be covered under this particular policy. The plan usually covers the student for the entire tenure of the education.
  • Domestic Travel, This is usually taken for travel within India. It covers for the financial loss, baggage delay & loss and medical emergencies for travel within India.
  • Senior Citizen Travel, This type of plan are especially designed for senior citizens. Medical and non-medical expenses of senior citizens when traveling abroad including hijack distress allowance. Senior citizen plan is the most preferred among other travel insurers because pre-existing diseases in life-threatening emergency situations are also covered. Benefits like checked-in baggage loss/ delay and cashless hospitalisation worldwide are also usually provided.

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